Tata AIA offers several term insurance plans with a coverage of ₹1 crore that provide financial security, affordable premiums, and flexible features to protect your family’s future.
Key 1 Crore Term Insurance Plans by Tata AIA:
- Sampoorna Raksha Promise Plan:
- Entry Age: 18 to 65 years
- Maturity Age: Up to 100 years
- Policy Tenure: Minimum 1 year to maximum 84 years
- Features: Pure protection plan with options like Life Promise and Life Promise Plus, return of premium option, and joint life plans.
- Maha Raksha Supreme Plan:
- Entry Age: 18 to 70 years
- Maturity Age: Up to 80 years
- Features: Flexible life cover with option to increase sum assured at key life stages, delayed premium payment (Flexi pay), and inbuilt payout accelerator for terminal illness.
- Sampoorna Raksha Vitality Protect Plan:
- Entry Age: 18 to 65 years
- Maturity Age: Up to 100 years
- Features: Combines term insurance with Vitality wellness program rewarding healthy habits, built-in critical illness cover, and premium discounts.
Benefits of Tata AIA 1 Crore Term Insurance:
- High sum assured discounts and affordable premiums starting as low as ₹501 per month.
- Coverage up to age 100 for long-term protection.
- Flexible premium payment modes (monthly, quarterly, half-yearly, annually).
- Tax benefits under Sections 80C and 10(10D) of the Income Tax Act.
- Additional riders available for critical illness, accidental death, and disability.
- Easy online purchase with minimal documents like Aadhaar, PAN, address proof, and income proof.
- High claim settlement ratio (over 99%) reflecting reliability.
Example: A policyholder paying around ₹10,000 annually for 15 years can secure ₹1 crore of life cover for their family’s financial security.
Tata AIA term plans are designed to provide your family with maximum financial protection in case of your untimely demise, along with options that suit diverse needs and premium affordability.